Blog

America’s housing crisis is one of the most urgent challenges in the United States. The country is short 4.5–5 million homes, a deficit that drives rents sky-high, displaces families from high-opportunity neighborhoods, and limits economic mobility (Brookings, 2024; U.S. Chamber of Commerce, 2025). Those building our cities are working tirelessly.…

When I sat down to write a blog about America’s housing shortage—a topic that deserves urgent national attention—I stumbled onto a statistic that stopped me in my tracks. While researching production gaps, regulatory drag, and supply constraints, I came across a claim from the Federal Reserve Bank of Richmond that…

Introduction: Affordable Housing Development Financing Affordable housing development financing is more than stacking equity, debt, and subsidies—it’s the strategy that transforms ideas into real housing solutions. In my previous blog, “Financing Affordable Housing: Insights from Tyson Dirksen”, we explored how layered capital makes affordability possible. Now, the conversation shifts to execution:…

Affordable housing financing is one of the most complex aspects of real estate development. It involves combining multiple sources of capital, timing subsidy awards carefully, and structuring debt and equity so the project remains viable and sustainable. Tools like construction loans for affordable housing and the federal Low-Income Housing Tax…